Published Works

Publications

The first comprehensive body of work designed to define, teach, and operationalize professional standards in the repossession industry — plus nearly a decade of editorial contributions at CURepossession.

Books — Available on Amazon

The Professional Standards
in Repossession Series

Written for repossession professionals, lenders, regulators, and attorneys — the only comprehensive framework covering the full arc of professional standards development, field application, and legal compliance in the repossession industry.

Professional Standards in Repossession — Volume I
Professional Standards in Repossession
Volume I — Defining Culture, Values, and Standards (2025)

Foundational volume defining core values (Integrity, Respect, Accountability) and the six Pillars of Professional Standards: Safety, Compliance, Documentation, Training, Leadership, and Public Interaction. Traces the author's path from law enforcement into repossession and builds the cultural and structural case for why values — not rules alone — determine whether a company survives legal and regulatory scrutiny.

Carl “Wes” Carico  ·  Professional Recovery Press
Available on Amazon →
Professional Standards in Repossession — Volume II
Professional Standards in Repossession
Volume II — Standards Lifecycle (2025)

Methodology volume built around an eight-stage standards lifecycle (Entry, Reflection, Definition, Validation, Implementation, Leadership, Review, Loop) and the eight predictable failure modes that activate when any stage is skipped. Provides a diagnostic framework for gap analysis between documented compliance programs and field practice — directly applicable to expert witness analysis of training and supervision failures.

Carl “Wes” Carico  ·  Professional Recovery Press
Available on Amazon →
Peace Under Pressure
Peace Under Pressure
Operationalizing UCC §9-609 with the Peace Point™ System (2025)

Source text on systematic breach-of-peace prevention in self-help repossession. Introduces the Peace Point™ scoring model, spotlight conditions, automatic-stop triggers, and SOR documentation standards. Translates the legal framework of UCC §9-609 into a practical, documented field system — citable in expert analysis and litigation involving breach-of-peace claims.

Carl “Wes” Carico  ·  Professional Recovery Press
Available on Amazon →
Peace Point Field Agent Guide
Peace Point Field Agent Guide
Peace Point System™ — Individual Certification Program & Field Operations Guide (2025)

Companion field reference to Peace Under Pressure. Contains the Peace Point™ scoring model, protocols, and decision trees for real-time application by trained recovery agents — designed as an in-cab reference document for field use.

Carl “Wes” Carico  ·  Professional Recovery Press
Available on Amazon →
Vol. III
In Progress
Professional Standards in Repossession
Volume III — Currently Being Written

The third volume in the Professional Standards in Repossession series is currently in development.

Carl “Wes” Carico  ·  Professional Recovery Press
In Progress — Not Yet Published
A Note on This Body of Work: These publications are not background reading — they are the documented foundation of Wes's expert analysis and testimony. When he offers opinions on professional conduct standards, breach of peace, or policy-to-practice gaps, there is a published, citable record behind those opinions that courts and counsel can independently review and reference.
Guest Editorials — CURepossession.com

Nearly a Decade
of Industry Writing

Wes has been a guest contributor at CURepossession — a resource serving credit union and financial services professionals in the repossession industry — for nearly a decade. His editorials are among the most-read pieces the publication has produced, covering industry economics, compliance, professional standards, and field conduct.

Use of Force in Repossession — The Line That Keeps You Safe
2025
Why I Took the Recovery Masters Course — and Why You Should Too
2025
Can I Defend Myself or Others? No Means No!
CURepossession.com
Finding Your Bottom Line
2023
All In One Billing — Bad Business
2023
Pricing Risk to Prevent Loss
2022
Get the Increase, Cut the Contract, or Close the Doors
CURepossession.com
Ancillary Fees — The Associated Issues with Safety and Quality
CURepossession.com
The Manufactured “Stop Gap Compliance Measure” Crisis
CURepossession.com
Undervaluing Services — No Simple Fix, But the Responsibility Is Obvious
CURepossession.com
Framing the Conversation — Increases Are All About the Numbers, Not the Virus
2020
Intentional Destruction or Ignorance — Who Profits When a Mature Field Service Repossession Company Folds
2020
Repossession Obsession — Questions Consumers, Legislators and Lawyers May Want to Start Asking
CURepossession.com
Survey Data Validates Core Thesis of Georgia Personal Property White Paper
December 2025

Articles shown without links are confirmed published titles; direct links will be added as URLs are confirmed.

White Papers

GA Possessory
Lien Law

Wes has produced white paper work on Georgia's Possessory Lien Law (v2025.11.09-v3) and its intersection with personal property in the repossession context — including analysis of the legal framework, practical Q&A for industry practitioners, and guidance for those navigating its application in the field.

Survey data published in December 2025 further validated the core findings of this white paper.

For access to specific white paper materials or to discuss a matter involving Georgia possessory lien questions, contact Wes directly.

Request Materials
For Attorneys & Counsel:

The publications listed here establish a citable, published record of professional standards in repossession that exists independently of any specific engagement or testimony. Courts and counsel can obtain and review these works directly through Amazon without any engagement with Wes.

A full CV is available upon request, including a complete publications list with dates and a FRCP Rule 26 disclosure statement.

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